IUL Caps, Floors & Participation Rates Explained
Caps, floors, and participation rates decide how much of the market your IUL actually captures — and most illustrations gloss over them. Here’s what each means and what to ask before you sign.
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Is IUL a Scam? The Honest Answer
Is IUL a scam? Sean Matteson breaks down the real criticism, what’s legitimate, and what’s misunderstood. Get the honest answer before you decide.
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1 in 4 Life Insurance Dollars Is Now Going Into IUL — Here’s Why
One in four life insurance dollars sold now goes into IUL. Here’s what the LIMRA data shows and why the shift matters for your retirement plan.
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How Does IUL Work? A Complete Guide to Indexed Universal Life Insurance
Indexed Universal Life is one of the most searched and most misunderstood products in insurance. A plain-language breakdown of the mechanics, protections, trade-offs, and real costs.
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What Are Living Benefits on a Life Insurance Policy? What Retirees Need to Know
Most people don’t know their life insurance policy may let them access funds while they’re still alive. Here’s what living benefits are, how they work, and who should have this conversation before retirement.
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Guaranteed Issue Life Insurance: What It Is, Who It’s For, and How It Works
Guaranteed issue life insurance can’t turn you down — no exam, no health questions. Here’s who it’s actually for, how it works, and the trade-offs to understand before you buy.
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When Should You Buy Life Insurance in Retirement? Term vs. Whole Life Explained
Not sure whether term or whole life insurance makes sense in retirement? Sean Matteson breaks down the key differences, the real cost comparison, and a clear framework for deciding what’s right for your situation.